Analisis Kebangkrutan Bank Melalui Rentabilitas, Capital dan Bankometer: Studi Pada Bank Umum Indonesia dan Malaysia

Authors

  • Nova Novita STIE Indonesia Banking School
  • Andi Salahudin Akbar STIE Indonesia Banking School
  • Puti Dwi Handayani STIE Indonesia Banking School

DOI:

https://doi.org/10.35384/jemp.v2i1.63

Keywords:

Bankometer, Bankruptcy, S-Score, Liquidity Risk, Credit Risk, Operational Risk, Capital, RBBR

Abstract

This study aimed to analyze the accuracy of the two component of RBBR model as model of evaluation for the bank’s health with Bankometer as bankruptcy prediction model. The sample used is public bank in Indonesia and Malaysia from year 2011 to 2014. Data is processed by using a fixed effect model. In this research is measured by rentanility and capital, while S-Score is used to measure Bankometer. The results of this study indicate that the Bankometer model can be use in bankruptcy predicting. This study finds that only liquidity, credit and capital have impact to the bankruptcy. Bankometer calculation also show that banks in Indonesia and Malaysia was far away from bankrupt or unhealthy condition.
Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking),Volume 2 No.1, April 2016

Downloads

Published

2018-02-07

Issue

Vol. 2 No. 1 (2016): Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking),Volume 2 No.1, April 2016

Section

Articles

License

Authors who publish with this journal agree to the following terms:

  • Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work to acknowledge the work's authorship and initial publication in this journal.
  • Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book) with an acknowledgment of its initial publication in this journal.
  • Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during submission. It can lead to productive exchanges and earlier and greater citation of published work.
Abstract Views: 872 | File Downloads: 1103