Analisis Kebangkrutan Bank Melalui Rentabilitas, Capital dan Bankometer: Studi Pada Bank Umum Indonesia dan Malaysia

Authors

  • Nova Novita STIE Indonesia Banking School
  • Andi Salahudin Akbar STIE Indonesia Banking School
  • Puti Dwi Handayani STIE Indonesia Banking School

DOI:

https://doi.org/10.35384/jemp.v2i1.63

Keywords:

Bankometer, Bankruptcy, S-Score, Liquidity Risk, Credit Risk, Operational Risk, Capital, RBBR

Abstract

This study aimed to analyze the accuracy of the two component of RBBR model as model of evaluation for the bank’s health with Bankometer as bankruptcy prediction model. The sample used is public bank in Indonesia and Malaysia from year 2011 to 2014. Data is processed by using a fixed effect model. In this research is measured by rentanility and capital, while S-Score is used to measure Bankometer. The results of this study indicate that the Bankometer model can be use in bankruptcy predicting. This study finds that only liquidity, credit and capital have impact to the bankruptcy. Bankometer calculation also show that banks in Indonesia and Malaysia was far away from bankrupt or unhealthy condition.

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Published

2018-02-07
Abstract Views: 911 | File Downloads: 1249