Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) https://journal.ibs.ac.id/index.php/JEMP <p><img src="http://journal.ibs.ac.id/public/journals/3/homepageImage_en_US.png" alt="" /></p> <p>ISSN print :<a href="https://issn.brin.go.id/terbit/detail/1440669636" target="_blank" rel="noopener"> 2460-8114</a> <br />eISSN :<a href="https://issn.brin.go.id/terbit/detail/1440669636" target="_blank" rel="noopener">2656-6168</a></p> <p style="text-align: justify;">Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) diterbitkan oleh Program Pascasarjana (S2) Magister Manajemen STIE Indonesia Banking School secara berkala, yaitu pada bulan April, Agustus dan Desember. Jurnal ini ditujukan sebagai media publikasi kajian ilmiah dalam bidang Ekonomi, Manajemen dan Perbankan yang berkontribusi terhadap perkembangan ilmu dan praktek bisnis. Jurnal Ekonomi, Manajemen dan Perbankan ini menyajikan hasil penelitian bidang: Ekonomika Keuangan; Manajemen Keuangan &amp; Struktur Keuangan; Manajemen Pemasaran; Manajemen Perbankan; Manajemen Risiko dan Enterprise Risk Management; Investment Banking; Bank dan Pasar Modal; serta Keuangan Perusahaan dan Portofolio.</p> STIE Indonesia Banking School en-US Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) 2460-8114 <p>Authors who publish with this journal agree to the following terms:</p><ul><li>Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a <a title="CC BY-NC-SA 4.0" href="https://creativecommons.org/licenses/by-nc-sa/4.0/">Creative Commons Attribution License</a> that allows others to share the work to acknowledge the work's authorship and initial publication in this journal.</li><li>Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book) with an acknowledgment of its initial publication in this journal.</li><li>Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during submission. It can lead to productive exchanges and earlier and greater citation of published work.</li></ul> The Influence Of Environmental, Social, Governance (ESG) Disclosures On Financial Performance https://journal.ibs.ac.id/index.php/JEMP/article/view/454 <p><strong><em>Research purposes. </em></strong><em>This research aims to examine the effect of disclosure of environmental performance, social performance, governance performance (ESG) on company financial performance as proxied by Return on Assets (ROA).</em></p> <p><strong><em>Research methods. </em></strong><em>Data analysis This research uses panel data regression analysis. The research used 13 samples of KBMI 3 and 4 bank financial industry companies listed on the Indonesia Stock Exchange (BEI) for the 2020-2022 period. The sample was selected using a purpose sampling technique. This research uses the Return on Assets (ROA) proxy as financial performance.</em></p> <p><strong><em>Research Results and Findings. </em></strong><em>The test results show that individually there is no significant effect of disclosure of environmental performance, social performance, governance performance (ESG) on the company's financial performance.</em></p> Taufiq Hidayat Copyright (c) 2024 Taufiq Hidayat http://creativecommons.org/licenses/by-nc-sa/4.0 2023-12-18 2023-12-18 9 3 225 240 10.35384/jemp.v9i3.454 Pengaruh Likuiditas, Solvabilitas, Perputaran Modal Kerja Dan Ukuran Perusahaan Terhadap Profitabilitas Pada Perusahaan Sektor Infrastruktur Yang Terdaftar Di Bursa Efek Indonesia Periode 2018 – 2022 https://journal.ibs.ac.id/index.php/JEMP/article/view/452 <p>Penelitian ini bertujuan untuk mengetahui dan menguji pengaruh likuiditas, solvabilitas, perputaran modal kerja dan ukuran perusahaan terhadap profitabilitas pada perusahaan sektor infrastruktur yang terdaftar di bursa efek indonesia tahun 2018 – 2022. Teknik purposive sampling digunakan dalam menentukan sampel pada penelitian sehingga mendapatkan 15 perusahaan. Data diperoleh dari data sekunder laporan tahunan perusahaan yang terdaftar di Bursa Efek Indonesia periode 2018 – 2022. Teknik analisis yang digunakan dalam penelitian ini adalah analisis data panel. Hasil penelitian ini menunjukan bahwa likuiditas dan perputaran modal kerja tidak berpengaruh terhadap profitabilitas perusahaan sektor infrastruktur. Solvabilitas berpengaruh negatif terhadap profitabilitas pada perusahaan sektor infrastruktur. Ukuran perusahaan berpengaruh positif terhadap profitabilitas pada perusahaan sektor infrastruktur.</p> Lediana Sufina Copyright (c) 2024 Lediana Sufina http://creativecommons.org/licenses/by-nc-sa/4.0 2023-12-18 2023-12-18 9 3 241 256 10.35384/jemp.v9i3.452 Pengaruh Promosi dan Kualitas Pelayanan terhadap Minat Siswa Menggunakan Produk Tabungan SIPINTAR PT. Bank Perkreditan Rakyat Pembangunan Kerinci https://journal.ibs.ac.id/index.php/JEMP/article/view/449 <p><em>This study aimed to assess the impact of promotion and service quality on students' interest in choosing SIPINTAR products at PT. Bank Perkreditan Rakyat Pembangunan Kerinci. The research employed a quantitative approach with a survey design, involving 60 students in Kerinci Regency using the convenience sampling method. Data analysis utilized multiple linear analysis, and hypothesis testing involved the t-test and F-test with IBM SPSS 26. The findings revealed that promotion had a positive and significant impact on students' interest in using SIPINTAR products, while service quality did not significantly influence students' interest at PT. Kerinci Development People's Credit Bank. The F-test indicated that promotion and service quality jointly have a significant impact on using PT. SIPINTAR products at Kerinci Development People's Credit Bank, with a magnitude of influence at 20.6%. Despite the limitation of focusing solely on promotion and service quality in influencing savings intentions, the research provides valuable insights for the development of banking businesses, especially regional banks.</em></p> Elex Sarmigi Suci Mahabbati Wiyan Mailindra Alek Wissalam Bustami Annisa Diyah Ashari Septi Husnah Fadlillah Copyright (c) 2024 Elex Sarmigi, Suci Mahabbati, Wiyan Mailindra, Alek Wissalam Bustami, Annisa Diyah Ashari, Septi Husnah Fadlillah http://creativecommons.org/licenses/by-nc-sa/4.0 2023-12-18 2023-12-18 9 3 257 264 10.35384/jemp.v9i3.449 Pengaruh Inflasi Nilai Tukar dan BI Rate terhadap Harga Saham pada Perusahaan yang Terdaftar di BEI pada Masa Pandemi Covid-19 https://journal.ibs.ac.id/index.php/JEMP/article/view/455 <p><em>This study aims to determine and analyze the effect of Inflation, Exchange Rate, BI Rate on stock prices in companies listed on the IDX during the Covid-19 pandemic. The sampling technique used in this study is to use the pirposive sampling method which aims to obtain samples in accordance with the variables used. The data analysis technique used is descriptive statistical analysis to determine the mean value, maximum and minimum standard deviation on the sample of existing variables, as well as using the classical assumption test, multiple linear analysis, partial hypothesis (T test), simultaneous test (F test). the results of the statistical analysis in this study show that Inflation has a negative effect on stock prices, Exchange Rate has a negative effect on stock prices, BI Rate has a positive effect on stock prices during the Covid-19 pandemic.</em></p> Muhammad Nasim Harahap Copyright (c) 2024 Muhammad Nasim Harahap http://creativecommons.org/licenses/by-nc-sa/4.0 2023-12-18 2023-12-18 9 3 265 274 10.35384/jemp.v9i3.455 Pengaruh Financial Distress, Debt Default, Dan Pertumbuhan Perusahaan Terhadap Penerimaan Opini Audit https://journal.ibs.ac.id/index.php/JEMP/article/view/453 <p>Penelitian ini bertujuan untuk menganalisa pengaruh financial distress, debt default, dan pertumbuhan perusahaan terhadap opini audit going concern. Metode pemilihan sampel yang digunakan adalah metode purposive sampling. Penelitian menggunakan data yang diperoleh dari perusahaan pertambangan yang terdaftar di Bursa Efek Indonesia (BEI) dan mengumumkan kegiatannya pada periode 2016-2020. Total sampel penelitian ini adalah 36 perusahaan dengan total pengamatan sebanyak 180. Metode analisis data yang digunakan adalah statistik deskriptif dan uji regresi logistik dengan menggunakan program SPSS 22. Dari hasil uji statistik deskriptif dapat disimpulkan bahwa terdapat 22,22% atau 40 laporan keuangan perusahaan yang mendapat opini audit going concern dari total 180 pengamatan yang dilakukan. Pada uji kelayakan model regresi dengan menggunakan uji Hosmer and Lemeshow Test menunjukan nilai probabilitas signifikansi sebesar 1,000 &gt; 0,05 sehingga model regresi ini fit dan dapat dianalisis lebih lanjut. Berdasarkan hasil uji regresi logistik yang terbentuk, dapat disimpulkan bahwa financial distress dan debt default berpengaruh signifikan negatif terhadap penerimaan opini audit going concern, sedangkan pertumbuhan perusahaan tidak berpengaruh terhadap penerimaan opini audit going concern.</p> Wiwi Idawati Copyright (c) 2024 Wiwi Idawati http://creativecommons.org/licenses/by-nc-sa/4.0 2023-12-18 2023-12-18 9 3 275 290 10.35384/jemp.v9i3.453 Pengaruh Motivasi Kerja, Lingkungan Kerja, dan Kompensasi Finansial terhadap Kinerja Karyawan https://journal.ibs.ac.id/index.php/JEMP/article/view/451 <p>The purpose of this study was to determine the effect of work motivation, work environment, and financial compensation on employee performance (Case Study of PT XYZ).The method used in this research is a method of collecting data through a questionnaire which is measured using a Likert scale diagram. The sampling method uses saturated sampling technique by using all employees into the population and getting the results of 47 respondents. This research is a quantitative study using an associative strategy with SEM-PLS calculations using SmartPLS Version 3.2.9 software.The results of this study state that Work Motivation, Work Environment has a positive and significant effect. Meanwhile, Financial Compensation has a negative and insignificant effect.</p> Edi Komara Copyright (c) 2024 Edi Komara http://creativecommons.org/licenses/by-nc-sa/4.0 2023-12-18 2023-12-18 9 3 291 304 10.35384/jemp.v9i3.451 Pengaruh Media Sosial, Inovasi Teknologi Terhadap Keunggulan Bersaing Pada Usaha Mikro, Kecil dan Menengah (UMKM) Kuliner DI Cikaret, Cibinong, Bogor https://journal.ibs.ac.id/index.php/JEMP/article/view/456 <p>Penelitian ini bertujuan untuk mengetahui sejauhmana pengaruh media sosial dan inovasi teknologi terhadap keunggulan bersaing pada UMKM kuliner di Cikaret, Cibininong, Bogor. Hipotesis yang diuji adalah (1) Terdapat pengaruh yang signifikan media sosial terhadap Keunggulan bersaing (2) Terdapat pengaruh yang signifikan inovasi teknologi terhadap Keunggulan bersaing dan (3) Terdapat pengaruh yang signifikan media sosial dan inovasi teknologi secara bersama-sama terhadap Keunggulan bersaing pada UMKM Kuliner di Cikaret, Cibinong,Bogor. Dalam penelitian ini metode pengambilan sampel yang digunakan adalah teknik non probability sampling dengan jenis purposive sampling. Hasil penelitian ini dapat disimpulkan : Terdapat pengaruh media sosail terhadap keunggualn bersaing. Kedua terdapat pengaruh inovasi teknologi terhadap Keunggulan bersaing. Ketiga terdapat media sosial dan inovasi teknologi secara bersama sama terhadap Keunggulan bersaing pada UMKM Kuliner Cikaret Cibinong Bogor.Keduanya menunjukan bahwa media sosial dan inovasi teknologi memberikan kontribusi pada Keunggulan bersaing pada UMKM Kuliner Cikaret,Cibinong, Bogor.</p> Didin Solehudin Copyright (c) 2024 Didin Solehudin http://creativecommons.org/licenses/by-nc-sa/4.0 2023-12-18 2023-12-18 9 3 305 314 10.35384/jemp.v9i3.456