Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) https://journal.ibs.ac.id/index.php/JEMP <p><img src="http://journal.ibs.ac.id/public/journals/3/homepageImage_en_US.png" alt="" /></p> <p>ISSN print :<a href="https://issn.brin.go.id/terbit/detail/1440669636" target="_blank" rel="noopener"> 2460-8114</a> <br />eISSN :<a href="https://issn.brin.go.id/terbit/detail/1440669636" target="_blank" rel="noopener">2656-6168</a></p> <p style="text-align: justify;">Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) diterbitkan oleh Program Pascasarjana (S2) Magister Manajemen STIE Indonesia Banking School secara berkala, yaitu pada bulan April, Agustus dan Desember. Jurnal ini ditujukan sebagai media publikasi kajian ilmiah dalam bidang Ekonomi, Manajemen dan Perbankan yang berkontribusi terhadap perkembangan ilmu dan praktek bisnis. Jurnal Ekonomi, Manajemen dan Perbankan ini menyajikan hasil penelitian bidang: Ekonomika Keuangan; Manajemen Keuangan &amp; Struktur Keuangan; Manajemen Pemasaran; Manajemen Perbankan; Manajemen Risiko dan Enterprise Risk Management; Investment Banking; Bank dan Pasar Modal; serta Keuangan Perusahaan dan Portofolio.</p> en-US <p>Authors who publish with this journal agree to the following terms:</p><ul><li>Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a <a title="CC BY-NC-SA 4.0" href="https://creativecommons.org/licenses/by-nc-sa/4.0/">Creative Commons Attribution License</a> that allows others to share the work to acknowledge the work's authorship and initial publication in this journal.</li><li>Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book) with an acknowledgment of its initial publication in this journal.</li><li>Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during submission. It can lead to productive exchanges and earlier and greater citation of published work.</li></ul> [email protected] (Whony Rofianto) [email protected] (Agung Wijayanto) Mon, 01 Apr 2024 00:00:00 +0000 OJS 3.2.1.4 http://blogs.law.harvard.edu/tech/rss 60 Dampak Nilai Fundamental Terhadap Harga Saham Pada Sektor Perbankan Tahun 2020 - 2022 https://journal.ibs.ac.id/index.php/JEMP/article/view/523 <p>This research examines the impact of fundamental values on share prices in Indonesian banking companies from 2020 to 2022. It investigates the influence of earnings per share, book value per share, and the composite stock price index on share prices, with the debt-to-equity ratio as a control variable. Using purpose sampling, 43 companies were observed. The findings suggest that earnings per share, book value per share, and the composite stock price index influence share prices, while the debt-to-equity ratio does not. It advises banks to focus on increasing net profits by optimizing products and services and managing expenses and non-performing loans. Additionally, banks should monitor asset growth, which positively correlates with share price increases.</p> Muchlis Muchlis, Tigran Aslam Tampati Copyright (c) 2024 Muchlis Muchlis, Tigran Aslam Tampati http://creativecommons.org/licenses/by-nc-sa/4.0 https://journal.ibs.ac.id/index.php/JEMP/article/view/523 Mon, 01 Apr 2024 00:00:00 +0000 Analisis Pengaruh Adopsi Extensible Bisnis Reporting Language (XBRL) terhadap Kinerja Perusahaan di Indonesia https://journal.ibs.ac.id/index.php/JEMP/article/view/524 <p><em>This study aims to empirically examine the effect of XBRL adoption on company and market performance in companies in Indonesia. The use of XBRL-based financial reports is expected to increase the transparency of information in financial reports so as to improve company performance and company market performance, because financial reports are one of the information-providing tools that can be used by investors in selecting issuers as investment areas. XBRL adoption is measured by a dummy variable with a value of 1 for companies that use XBRL and a value of 0 for companies that do not use XBRL, financial performance is measured using Return Of Assets, which is division between earnings before interest and tax (EBIT) and the company's average total assets, and Market performance is measured using MB, which is the ratio that compares the market value to the book value of a company's shares. This study tested 240 of 39 samples of companies listed on the Indonesian Stock Exchange's Kompas 100 Index during 2009-2020. Each independent variable is tested against the dependent variable to produce two hypotheses. Hypothesis testing was carried out using the panel data regression method with the common effect approach. The results showed that XBRL adoption had a significant effect on Return of Assets, while Market to Book had no significant effect on companies in the BEI Kompas 100 Index for the 2012-2017 period.</em></p> Deni Wardani, Nurminda Ayu Sanita Copyright (c) 2024 Deni Wardani, Nurminda Ayu Sanita http://creativecommons.org/licenses/by-nc-sa/4.0 https://journal.ibs.ac.id/index.php/JEMP/article/view/524 Mon, 01 Apr 2024 00:00:00 +0000 Pengaruh Dana Pihak Ketiga Dan Financing To Deposit Ratio Terhadap Profitability Bank Syariah https://journal.ibs.ac.id/index.php/JEMP/article/view/485 <p><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Penelitian ini bertujuan untuk menunjukkan bukti empiris dari Dana Pihak Ketiga (DPK) dan </span></span><em><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Financing to Deposit Rasio</span></span></em><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"> (FDR) terhadap </span></span><em><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Profitabilitas</span></span></em><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"> bank syariah. </span><span style="vertical-align: inherit;">Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan deskriptif. </span><span style="vertical-align: inherit;">Data yang digunakan pada penelitian ini merupakan data sekunder laporan keuangan bank syariah periode Oktober 2019-September 2023. Teknik pengumpulan data yang digunakan purposive sampling. </span><span style="vertical-align: inherit;">Metode analisis yang digunakan adalah regresi linier berganda meliputi uji asumsi klasik dan uji hipotesis dengan SPSS versi 22. Hasil pengujian menunjukkan DPK dan FDR tidak berpengaruh terhadap ROA, DPK berpengaruh positif dan signifikan terhadap ROA, FDR tidak berpengaruh terhadap ROA.</span></span></p> <p><strong><span style="vertical-align: inherit;"><span style="vertical-align: inherit;">Kata Kunci:</span></span></strong><span style="vertical-align: inherit;"><span style="vertical-align: inherit;"> DPK, FDR, ROA</span></span></p> dewi fitriana, Kusnul Ciptanila Yuni K, Imam Sopingi Copyright (c) 2024 dewi fitriana, Kusnul Ciptanila Yuni K, Imam Sopingi http://creativecommons.org/licenses/by-nc-sa/4.0 https://journal.ibs.ac.id/index.php/JEMP/article/view/485 Mon, 01 Apr 2024 00:00:00 +0000 Pengaruh Beban Kerja, Stres Kerja, Motivasi Kerja Terhadap Kinerja Karyawan Bagian Sales PT. X https://journal.ibs.ac.id/index.php/JEMP/article/view/526 <p>Perkembangan ilmu pengetahuan dan teknologi akhir-akhir ini memungkinkan segalanya berjalan dinamis dengan kecepatan yang cukup tinggi. Hal tersebut membuat kita harus beradaptasi dengan perkembangan dunia digital agar tidak tertinggal dalam memperoleh informasi. Di Indonesia, penggunaan internet sebenarnya sudah cukup masif sejak munculnya <em>smartphone </em>dan <em>laptop </em>sebagai penunjang kinerja oleh sebagian besar orang, dimana sekarang setiap orang dapat mengakses informasi global lebih cepat dimana saja dan kapan saja. Akan tetapi PT X selaku peneyedia jasa internet tidak dapat menghadapi permintaan dari pada pelanggan yang berimbas kepada performa karyawan yang melakukan pelayanan kepada pelanggan dimana dipengaruhi oleh faktor seperti beban kerja, stres kerja dan motivasi kerjanya. Penelitian dilakukan dengan menggunakan SEM berbasis Partial Least Square (PLS) dimana hasilnya adalah terdapat pengaruh yang positif signifikan terhadap Beban Kerja dan Motivasi Kerja terhadap Kinerja karyawan dan untuk Stres Kerja terdapat pengaruh yang positif terhadap Kinerja Karyawan.</p> Catur Zulham Putranto , Erric Wijaya Copyright (c) 2024 Erric Wijaya, Catur Zulham Putranto http://creativecommons.org/licenses/by-nc-sa/4.0 https://journal.ibs.ac.id/index.php/JEMP/article/view/526 Mon, 01 Apr 2024 00:00:00 +0000 Pengaruh Persepsi Guru MTSN 2 Kota Sungai Penuh Tentang Kehadiran Bank Syariah Indonesia (BSI) Terhadap Minat Menabung Pada Bank Syariah Indonesia (BSI) Cabang Sungai Penuh https://journal.ibs.ac.id/index.php/JEMP/article/view/515 <p>Tujuan penelitian ini untuk mengetahui persepsi guru MTsN 2 Kota Sungai Penuh tentang kehadiran Bank Syariah Indonesia (BSI) terhadap minat menabung pada Bank Syariah Indonesia (BSI) cabang Sungai Penuh. Penelitian ini menggunakan penelitian kuantitatif. populasi penelitian ini adalah guru MTsN 2 Kota Sungai Penuh yang berjumlah 63 orang dengan sampel menggunakan teknik <em>total sampling,</em> yaitu berjumlah 63 orang. Teknik pengumpulan data yaitu kusioner dan dokumentasi. Analisis yang digunakan uji validitas, uji reabilitas, uji normalitas, uji linearitas, uji heteroskedastisitas, analisis deskriptif, uji regresi linear sederhana, uji T dan uji determinan (R Square). Berdasarkan hasil perhitungan regresi diketahui bahwa persepsi guru MTsN 2 Kota Sungai Penuh tentang kehadiran Bank Syariah Indonesia (BSI) berpengaruh terhadap minat menabung di Bank Syariah Indonesia (BSI) cabang Sungai Penuh. Hal ini ditunjukkan dengan nilai t<sub>hitung</sub> &gt; t<sub>tabel</sub> yaitu 6,883 &gt; 2,000 dengan nilai signifikan 0,000 &lt; 0,05. Pengaruh persepsi guru MTsN 2 Kota Sungai Penuh tentang kehadiran Bank Syariah Indonesia (BSI) berpengaruh sebesar 43,7% terhadap minat menabung di Bank Syariah Indonesia (BSI) cabang Sungai Penuh</p> dafiar Elsyarif, Rita Agustiara , Rahman Peliza, Dafiar Syarif Copyright (c) 2024 dafiar Elsyarif, Rita Agustiara , Rahman Peliza, Dafiar Syarif http://creativecommons.org/licenses/by-nc-sa/4.0 https://journal.ibs.ac.id/index.php/JEMP/article/view/515 Mon, 01 Apr 2024 00:00:00 +0000 Facial Authentication As A Bank Security Measure In Zimbabwe https://journal.ibs.ac.id/index.php/JEMP/article/view/522 <p>This paper reports on the findings of a research that was conducted in an endeavour to improve security within the banking sector. The research was triggered by an increase in the number of cyber-attacks on personal bank accounts resulting in the loss of huge sums of money and hence eroding bank confidence among customers. The main objectives of the study were to determine whether customers were aware of facial authentication as a bank security and to assess whether customers would accept facial authentication as a bank security measure. Further, the study was carried out to establish whether it was feasible for banks to implement such a biometric system as part of enhancing bank security and determine the extent to which customers are prone to cyber-attacks. &nbsp;Finally, the research aimed to outline the probable challenges that may be encountered in implementing facial authentication in the banking system. A survey of 70 bank employees and 200 bank customers were selected from two commercial banks using a purposive sampling method. Data was collected using interviews, questionnaires, and an experiment conducted to establish the vulnerability of customers to cyber-attacks. Findings revealed that customers and employees were aware of facial authentication as a measure of bank security and it was a preferred method for bank security in this digital transformation age. Customers were highly prone to attacks as they just clicked links to websites without a second thought. The technology was recommended for the possibility of improving bank security and hence boosting customer confidence and enhancing the security of customer data. However, whilst it was feasible for banks to implement the technology as they have adequate finances, likely challenges to be encountered included a lack of expertise to set up the system and a lack of knowledge on its use amongst customers. The study recommended banks consider facial authentication due to its advantages over other non-biometric methods. The technology is safer especially as it reduces human contact and does not depend on the need for customers to memorise passwords or codes nor does it require them to possess something like smart cards.</p> <p>&nbsp;</p> <p><strong>Keywords:</strong> <em>Facial authentication, Password, Bank Security, Personal identification number, customer confidence</em></p> Margaret Mashizha, Englon Copyright (c) 2024 Margaret Mashizha, Englon http://creativecommons.org/licenses/by-nc-sa/4.0 https://journal.ibs.ac.id/index.php/JEMP/article/view/522 Mon, 01 Apr 2024 00:00:00 +0000 Do Narcissistic Traits Influence How Millennials Lead? https://journal.ibs.ac.id/index.php/JEMP/article/view/527 <p><em>Narsisme, yang termasuk dalam konsep triad gelap, merupakan ciri kepribadian yang sangat penting dalam bidang psikologi organisasi. Hal ini dapat menimbulkan dampak positif dan negatif di tempat kerja, terutama bagi mereka yang menduduki posisi kepemimpinan. Bukti yang ada menunjukkan adanya peningkatan karakteristik narsistik di kalangan kelompok milenial. Ketika generasi milenial mengambil peran yang lebih penting dalam dunia kerja dan posisi kepemimpinan dalam tim, para praktisi harus memahami lebih dalam tentang karakteristik mereka. Penelitian ini mengkaji dampak narsisme terhadap perkembangan dan efektivitas kepemimpinan pada kelompok mahasiswa. Metode yang digunakan adalah total populasi sampling dengan melibatkan 112 responden yang memenuhi kriteria partisipasi yang telah ditentukan. Data survei yang meliputi NPI-40, GLI, kuesioner efektivitas kepemimpinan, dan wawancara mengungkapkan adanya korelasi positif antara narsisme dan perkembangan kepemimpinan. Kesimpulan tersebut dibuktikan dengan nilai t-statistik sebesar 3,901, berada di atas nilai krusial sebesar 1,96. Namun, analisis menunjukkan bahwa tidak ada hubungan yang signifikan antara narsisme dan efektivitas kepemimpinan di antara peserta penelitian. Temuan tersebut didukung oleh nilai t-statistik sebesar 0,604 yang berada di bawah ambang batas kritis sebesar 1,96.</em></p> Tinjung Desy Nursanti, Laksmi Sito Dwi Irvianti , Belinda Debora Kurniati , Reijaldy Lamdha Fandji Copyright (c) 2024 Tinjung Desy Nursanti, Laksmi Sito Dwi Irvianti , Belinda Debora Kurniati , Reijaldy Lamdha Fandji http://creativecommons.org/licenses/by-nc-sa/4.0 https://journal.ibs.ac.id/index.php/JEMP/article/view/527 Mon, 01 Apr 2024 00:00:00 +0000