Editorial Team

Chief Editor

Mr Chico Adhibaskara Ekananda Hindarto, STIE Indonesia Banking School, Indonesia

Vice Editor

Mrs. Ossi Ferli, STIE Indonesia Banking School, Indonesia

Managing Editor

Riyan Adi Putra, Universitas Islam Negeri Syarif Hidayatullah Jakarta, Indonesia

Board of Reviewers

Prof. J. W. De Jager, Tshwane University of Technology, South Africa

Dr. Ir. Hotniar Siringoringo, Gunadarma University, Indonesia

Drs. Hermanto, MBA, DBA , Mataram University, Indonesia

Dr. Surachman Surjaatmadja, Indonesia Banking School, Indonesia

Dr. Paulina Harun, Indonesia Banking School, Indonesia

Dr. Erric Wijaya, Indonesia Banking School, Indonesia

IT Manager

Agung Wijayanto, S.Kom, Indonesia Banking School, Indonesia

Subscription Manager

Mrs Siska Wulandari, STIE Indonesia Banking School