Jurnal Ilmu Manajemen dan Ekonomika

The Effect of Student Sharia Financial Literacy on Student Financial Behavior (Case Study of Islamic Economics Students

Alfina Audia Sabastio — 2024-06-01

Behavioral finance is a field of science that combines behavioral and cognitive psychological theory with conventional economics and finance that is useful for explaining why people make irrational financial decisions. Financial literacy is related to everyday life. As in making decisions to save, both short-term and long-term financial decisions. This is the role of literacy in everyday life. Therefore, financial intelligence is the main thing that must be considered in everyday life. The purpose of this study was to determine the effect of Islamic financial literacy on student financial management behavior. The object of this research is 100 students of Islamic Economics at Diponegoro University. Data was collected using a questionnaire which was then processed and analyzed using a simple linear regression method. From the data processing, it is obtained that Islamic financial literacy with dimensions of subjective knowledge about sharia compliance, subjective knowledge of usury and profit sharing on Islamic finance has a significant positive effect on financial behavior with the dimensions of saving behavior, spending behavior, long-term financial behavior, short- term financial behavior.

User Experience, Ease of Transactions, and Consumers Trust Towards Decisions Use of the Fund Application (Study of Dana Application Users in Central Jakarta)

Imelda Aprileny Leny — 2024-06-01

This study aims to find out how much user experience, ease of transactions and consumer trust influence on use decisions. This is a quantitative research with a descriptive approach. The population of this study is all Dana application users in Central Jakarta. The sample of this study is a random sample, where samples are taken from randomly with 50 respondents with criteria of residing in the Central Jakarta area and having used the Dana application for more than 3 months. The results of the study showed that the following variables: (1) User Experience had a positive effect on User Decision. (2) Ease of Transaction has a positive effect on the User's Decision. (3) Consumer trust has a positive effect on User Decisions. (4) User Experience, ease of transaction and consumer trust have a combined effect on the User's Decision.

Organizational Commitment and Job Satisfaction Towards Organizational Citizenship Behavior (OCB) Employees of PT Anugerah Sekuritas Indonesia

Anggi Setyawati — 2024-06-01

The objectives of this research are: 1) To determine and analyze the influence of Organizational Commitment on Organizational Citizenship Behavior (OCB) of PT Anugerah Sekuritas Indonesia employees. 2) To determine and analyze the influence of Job Satisfaction on Organizational Citizenship Behavior (OCB) of PT Anugerah Sekuritas Indonesia employees. 3) To determine and analyze the influence of Organizational Commitment and Job Satisfaction on Organizational Citizenship Behavior (OCB) of PT Anugerah Sekuritas Indonesia employees. The research method used is a quantitative method. The results of this research show that Organizational Commitment has a significant effect on Organizational Citizenship Behavior, the level of correlation relationship is very strong and is marked by a value of 82% indicating the positive contribution of Organizational Commitment to Organizational Citizenship Behavior and Job Satisfaction has a significant effect on Organizational Citizenship Behavior, the level of correlation relationship is very strong and marked with a value of 80.8% indicating a positive contribution from Job Satisfaction to Organizational Citizenship Behavior and Organizational Commitment and Job Satisfaction simultaneously influence Organizational Citizenship Behavior and marked with a value of 85.7% indicating a positive contribution from Organizational Commitment and Job Satisfaction simultaneous influence on Organizational Citizenship Behavior. This value increases when both variables are analyzed simultaneously (together).

The Influence of Career Development, Work Motivation, And Work Discipline On Employee Performance

Yustina Yasinta Bupu — 2024-06-01

This study examines the effect of career development, work motivation, and work discipline on employee performance. Study on a permanent employee at the retail account services (RAS) division at the Bank X, South Jakarta. The independent variables in this study are Career Development, Work Motivation, and Work Discipline. At the same time, the dependent variable in this study is Employee Performance. Hypothesis testing in this study uses the PLS or Partial Least Square method with SmartPLS 3.0 software. The data collection technique used a Google form application questionnaire to collect respondent information. The sample in this study were all members of the population, which amounted to 70 permanent employees at the Bank X, South Jakarta. The analysis results show that Career Development has a positive and significant effect on Employee Performance. Work Motivation has a positive and significant effect on Employee Performance. Work Discipline has a positive and significant effect on Employee Performance.

The Rise of Digital Influencer on Instagram to Impact the Brand Engagement and Purchase Decision

Meta Andriani — 2024-06-01

This research aims to test the effect of brand recommendations by digital influencers on purchase intentions in terms of brand engagement and brand expected value. The sample selected in this study had two characteristics: having an Instagram account and following on Instagram. The sample in this research consisted of 85 respondents and the analysis technique used in this research was the SmartPLS 4 application and the type of data collection research in this research was quantitative. The results of this research show that Perceived Influencer, Brand Engagement on Self-concept Brand Expected Value have a positive or significant influence on Intention to Purchase Recommended Brand. To increase the value of a product, the managerial implication that can be applied is that the company collaborates with digital influencers.