RAMADHANY, A.; NOVITA, N. Intellectual Capital terhadap Technical, Allocative, dan Cost Efficiencies Sektor Perbankan di Indonesia. Jurnal Keuangan dan Perbankan, [S. l.], v. 17, n. 2, p. 73–84, 2023. DOI: 10.35384/jkp.v17i2.323. Disponível em: https://journal.ibs.ac.id/index.php/jkp/article/view/323. Acesso em: 14 may. 2024.