MALINI, H. Exploring The Impact of Mobile Banking Usage on Spending Habits: A Qualitative Study on Financial Overspending. Jurnal Keuangan dan Perbankan, [S. l.], v. 21, n. 2, p. 157–166, 2025. DOI: 10.35384/jkp.v21i2.668. Disponível em: https://journal.ibs.ac.id/index.php/jkp/article/view/668. Acesso em: 10 feb. 2026.